Why RI

Risk International is your advocate in the complex and costly insurance industry. As a leading independent advisor of risk management, commercial insurance, and employee benefits services, we specialize in providing data-driven business solutions. With no affiliations to the insurance industry, we are exclusively dedicated to our clients, offering unbiased guidance in navigating the evolving insurance market. Our team of experts customizes cost-effective insurance programs to match your unique requirements.

We are NOT brokers.

We are distinctly aligned with our clients in navigating the insurance landscape, with a no commission, fee-for-service model that eliminates the conflict of interest often found in brokerage firms.

We apply industry intelligence, creative thinking, and a fearless approach to helping businesses convert risk to opportunity.

Our clients gain critical advantage through a reduced total cost of risk, increased profitability, and the peace of mind that comes with a more stable and predictable risk management model.

Our Advantage

Our most unique differentiator is our independence, enabling us to advocate for you without any conflict of interest. We are not appointed by carriers, and we are not insurance brokers who are incentivized by the products they sell. We use proven strategies to collaboratively construct insurance programs that make sense and create value for your business.

We focus on outcomes,
not products.

We simplify and help you navigate a complex system.

We prioritize your
business goals.

Who We Serve

Risk International is a global service provider delivering solutions to a diverse range of clients from a variety of industries and backgrounds. Our team is dedicated to finding unique solutions for each client's specific needs, whether they are a public company, private equity firm, or a private employer. We understand that the insurance industry can be complex and confusing, which is why we are here to help guide you to find the best possible solutions for your business.

Where You Sit With Risk International

Where You it with RI (1)

Value-Creating Services

Risk Management


Helping clients reduce risk and manage its related costs. As your Risk Management Consultant, we provide a unique and effective business model, ensuring predictable, repeatable risk management success.

Benefits Advisory


Providing expert guidance using our proven methodologies to control employee benefits costs without negative consequences for the employer or the employee. We serve as fiduciary advisors, assuming the highest duty of care to ensure full alignment with our clients, placing your interests above all else. This is one of the many things that differentiates us from brokers.

Claims Services


Delivering a business solution to a legal problem. Founded on claims recovery services, we have decades of experience mitigating risk and maximizing recovery when losses occur. That includes short-tail claims, toxic tort long-tail claims, and complex environmental claims.

Actuarial Consulting


Analyzing the true costs associated with risk management and insurance programs in a way that is easy to understand. We take the guesswork out of what can often be a very complicated process.

Frequently Asked Questions

We are not looking to take the place of your insurance broker. Insurance brokers focus on insurance policy placement and are compensated based on the insurance you purchase for your company. Our team will conduct a comprehensive assessment of all your insurance policies to determine if they are adequate and cost-effective. Then we advise you on the best way to restructure your policies to capture cost savings. We are experienced, and ready to face both complex risk management and employee benefits challenges. Our fee-for-service compensation structure eliminates conflict of interest. We are on your side.

In The News

Property Insurance: Losing Electricity, Water, or Communications

Property Insurance You might be surprised by what is or is not covered by property insurance if you lose electricity, water, or communication services. Matt Bickford and Laura Rickman uncover...
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Risk International Awarded 2023 Top Workplaces Honor

Fairlawn, Ohio, June 26, 2023 - Risk International earned a 2023 Top Workplaces honor from cleveland.com and The Plain Dealer. This prestigious recognition is based solely on feedback provided by...
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Risk International Acquires Albert Risk Management Consultants

Fairlawn, Ohio, May 12, 2023 - Risk International, a leading provider of independent risk management consulting and employee benefits advisory services, today announced the acquisition of Albert Risk Management Consultants,...
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Environmental Justice: How Can Brokers Help Clients Who Face Long-Tail Pollution Liabilities?

State-driven initiatives to address pollution issues, such as those in New Jersey and California, are putting pressure on businesses to clean up their act. The Biden administration has also rolled...
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Environmental Liabilities: 5 Questions To Ask Commercial Policyholders Facing Pollution Liabilities

For the foreseeable future, American companies continue to face the possibility of environmental liabilities stemming from incidents that occurred many years ago. Our Director of Complex Claims, Dan Singerman, shares...
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Making It Worth the Risk

Knowing where risk hides and understanding how to manage it are two different things, and neglecting to manage risk can become very costly. Michael Winschel shares how Risk International’s independent...
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How Will Insurance Be Impacted by COVID-19?

Risk International Insurance Update: How Will This Be Impacted by COVID-19? Claim Coverage Risk management during COVID has raised changes in the policies at companies. There are very few, if...
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