Our Story
Risk International has a distinguished history, dating back to its establishment in 1986 as a spin-off from the risk management department of an oil and gas corporation. From the outset, our mission has been to assist clients in mitigating risk and managing the associated costs. This commitment led to the development of a proven model for enhancing shareholder value and achieving significant bottom-line savings. Over the years, we have continually expanded our services to meet evolving client needs.
In 2014, we embarked on strategic growth by launching our Risk International Actuarial Consulting practice. This expansion was made possible through the acquisition of Bartlett Actuarial Group, enabling us to strengthen our capabilities in actuarial analysis and risk assessment. By providing comprehensive insights and solutions in these areas, we enhance our ability to support clients' risk management strategies effectively.
Recognizing the escalating concerns surrounding employee health plan costs, Risk International Benefits Advisors was established the same year. This dedicated practice addresses the challenges organizations face when managing rising healthcare expenses, offering innovative strategies to mitigate costs while maintaining high-quality coverage for employees.
In 2023, we expanded our service portfolio and expertise with the acquisition of Albert Risk Management Consultants, positioning Risk International as an industry leader in the field of risk management. With a strong reputation for protecting corporate resources, optimizing Total Cost of Risk (TCOR), and controlling employee benefits costs, Risk International continues to be a trusted partner to private equity firms and renowned global brands.
Connecting With Experience
At Risk International, our team embodies our core values as they work to achieve success.
Integrity
We tell the truth. Always.
Intelligence
We add smart people to our team.
Then we make each other smarter.
Respect
We are nice, kind, and inclusive. Always.
Consistency
We deliver steady performance and dependable results.
Every time.
Service
We identify, understand, and
deliver what our clients need.
Advocacy
We act as a supportive and active partner.
Energy
We establish and demonstrate a sense of urgency with our clients and teammates.
Leading The Way
Michael Davis
Vice Chairman
Michael Davis
Vice Chairman
After more than 30 years with Risk International, Michael is well versed in virtually every aspect of the company’s operations. As Vice Chairman, he maintains his hands-on style, working directly with clients to help them optimize their risk management programs.
In 2009, Michael was named president and CEO of Risk International, titles he held until 2017. Under his leadership, the company experienced tremendous growth in the U.S. and abroad. Michael’s knowledge of the international insurance markets, as well as his fluency in Japanese, facilitated the company’s growth abroad.
EDUCATION
J.D. LaSalle University (PA)
B.A. in English, Brigham Young University (UT)
INDUSTRY DESIGNATIONS/MEMBERSHIPS
Chartered Property Casualty Underwriting (CPCU)
COMMUNITY CONTRIBUTIONS
Stan Hywet Board of Directors
Rob Edmonds
Senior Director
Rob Edmonds
Senior Director
Rob serves as Risk International’s Senior Director, Sales. He spent the past 20 years exclusively working with Private Equity sponsors and portfolio companies, finding creative solutions to manage healthcare spend. From due diligence to exit, Rob is actively engaged throughout the entire life cycle of a deal.
Prior to joining Risk International, Rob led the Private Equity practice for a large regional brokerage firm. His team designed, developed, and implemented aggregated purchasing programs, saving millions of dollars in healthcare spend across multiple portfolios and delivering over $100M in shareholder value over the span of a decade.
With Rob, you will find 100% transparency. He knows the games played by the industry and he’s driven by helping employers truly understand their total cost of benefits.
EDUCATION
M.B.A. Cleveland State University (OH)
B.A. Ohio University (OH)
INDUSTRY DESIGNATIONS/MEMBERSHIPS
40 Under 40 Regional Broker Leader
- Business Insurance Magazine (2013)
Brian Johnson
ACAS, MAAA, ARM
Managing Director,
Actuarial Consulting
Brian Johnson, ACAS, MAAA, ARM
Managing Director, Risk International Actuarial Consulting
Brian directs Risk International Actuarial Consulting (RIAC) from the company’s Charleston, South Carolina office. He joined RIAC’s predecessor company, Bartlett Actuarial Group, in 2004 as a consulting actuary. With more than 20 years of experience as a property and casualty actuary, Brian is well-versed in all areas of property and casualty insurance, specializing in captives, risk retention groups, self-insurance funding retention analyses, financial condition exams, and statements of actuarial opinions.
Prior to joining Risk International, Brian spent nearly a decade working for a variety of insurance companies.
EDUCATION
B.S. in Mathematics, Bucknell University (PA)
INDUSTRY DESIGNATIONS/MEMBERSHIPS
Casualty Actuarial Society
American Academy of Actuaries
Associate in Risk Management (ARM), American Institute for Chartered Property Casualty Underwriters and Insurance Institute of America
Eric Krieg
Managing Director
Eric Krieg
Managing Director
Eric is known as a market innovator and disruptor. He founded Risk International Benefits Advisory (RIBA) in 2014, which is revolutionizing the way employers procure and manage employee benefits.
A former industry insider, with 30 years of experience in benefits brokerage and consulting, Eric now focuses his time and energy advising employers about how to gain control over their health and benefits plans. Utilizing strategies such as proper plan governance, optimized sourcing, and in-depth contract and plan analysis, he provides a behind the scenes look at how the benefits industry truly operates. With this conflict-free approach, Eric has eliminated $100M+ of excess cost from health and benefit plans across the country.
Eric began his career at a large national insurance company. During his tenure, he held senior executive roles at two different brokerage firms; at one firm, he launched a new benefits brokerage business, and at the other, he achieved annual growth rates of 20% over ten years. Additionally, he has served on national advisory boards for Aetna, United HealthCare, CIGNA, and Guardian, as well as regional groups for Medical Mutual, Anthem, and Kaiser.
EDUCATION
University of Toledo (OH)
INDUSTRY DESIGNATIONS/MEMBERSHIPS
Chartered Life Underwriting (CLU)
Chartered Financial Consultant (ChFC)
Group Benefits Associate (GBA)
W. Todd Lawrence
President
W. Todd Lawrence
President
Todd Lawrence joined Risk International in 2022, bringing with him over 25 years of experience leading growth strategies, business combinations, and turnarounds across a range of SaaS, data/analytics, and services companies. As President, Todd is responsible for overseeing day-to-day operations while simultaneously driving strategic opportunities as the company continues to grow and scale.
Todd came to Risk International from Wolters Kluwer, where he most recently served as Managing Director for the Finance, Risk and Reporting business in the Americas. Prior to this role, Todd led Strategy and Business Development for the company’s Governance, Risk and Compliance division, where he worked with the CEO and senior leadership to execute strategic growth opportunities, including several acquisitions.
Todd has also spent time as an entrepreneur, founding the private investment vehicle Sequential Capital Partners and acquiring the platform company Data Fusion Technologies where he served as CEO. He previously held a variety of strategic transformation positions at larger organizations, including Dun and Bradstreet and Qwest Communications, and gained valuable experience early in his career with Salomon Smith Barney and Bain and Company.
EDUCATION
M.B.A. University of Michigan (MI)
B.A. in International Policy Economy, Colorado College (CO)
Michael Lobaza
Vice President,
Information Systems and Business Intelligence
Michael Lobaza
Vice President, Information Systems and Business Intelligence
Michael joined Risk International in 2021. A strategic leader with over 20 years of technical and operational experience, he oversees Risk International’s information systems. This includes working with the team to develop strategic technology solutions that meet client and company needs while optimizing efficiencies.
Prior to joining Risk International, Michael led strategic initiatives and implemented technology solutions in the insurance brokerage, carrier, and third-party administrator industries.
EDUCATION
B.S. in Finance, Cleveland State University (OH)
INDUSTRY DESIGNATIONS/MEMBERSHIPS
Certified Self-Funding Specialist (CSFS)
Todd Miller
CEO
Todd Miller
CEO
Todd Miller joined Risk International in 2015 as Chief Growth Officer. By 2016 he was promoted to President and in July 2017 named CEO. As CEO, Todd is a key member of Risk International’s development team and Board, taking primary responsibility for leading the company’s commercial activities and spearheading sales and marketing initiatives. Todd is also instrumental in identifying opportunities for expanding Risk International's service offerings and providing strategic vision, guidance and setting long-term goals for the organization.
Todd has over 20 years of experience supporting private equity funds and their portfolio companies with their risk and benefits needs. Prior to joining Risk International, Todd spent 15 years at Oswald Companies, overseeing risk management and benefits services. He finished his tenure as Senior Vice President and Managing Director of the Columbus, Ohio office.
EDUCATION
B.A. Education, Miami University (OH)
AWARDS/ACCOLADES
2013 Risk and Insurance® Power Broker
Sarah E. Mueller
Vice President,
People and Culture
Sarah E. Mueller
Vice President, People and Culture
Sarah joined Risk International in 2021 as Vice President, People and Culture. She is focused on the support and development of Risk International’s greatest asset: its people. Sarah leads the company’s Human Resource strategy and initiatives in the full employment cycle including training and development, DEI, performance management, organizational culture, and leadership development. She is focused on implementing innovative and engaging best practices to enhance the employee experience at Risk International.
Sarah has nearly 20 years of experience in Human Resources with a focus on talent management, strategy, benefits, and organizational development. Her career has spanned several industries including industrial services, manufacturing, biomedical, and non-profit. She most recently served as the Director of Human Resources for a large non-profit in Northeast Ohio.
EDUCATION
M.A. in Industrial/Organizational Psychology, University of New Haven (CT)
B.A. in Psychology, Kent State University (OH)
CERTIFICATIONS
SPHR
SHRM-SCP
Dave O’Brien
Chairman
Dave O’Brien
Chairman
As Chairman of the Board, Dave plays a critical role in directing the company’s growth and identifying new revenue-generating opportunities. He is on the front lines of the company’s business development initiatives, leveraging his long-standing reputation and network of contacts to help the company open doors to new client engagements in the U.S. and abroad.
Prior to joining Risk International, David served as president of Oswald Companies and held various leadership positions with Marsh.
EDUCATION
B.S. in Finance and Risk Management/Insurance, Bowling Green State University (OH)
INDUSTRY DESIGNATIONS/MEMBERSHIPS
Chartered Property Casualty Underwriting (CPCU)
Associate in Risk Management (ARM)
Risk and Insurance Management Society (RIMS)
AWARDS/ACCOLADES
EY Entrepreneur of the Year Regional Finalist (2017)
Northeast Ohio Smart50 Class of 2017
COMMUNITY CONTRIBUTIONS
Women’s Recovery Center
Bowling Green State University Trustee (appointed by Ohio Governor Kasich)
Dan Patrick
Managing Director,
Benefits Advisory
Dan Patrick
Managing Director, Risk International Benefits Advisory
Dan Patrick joined Risk International in 2016 with extensive knowledge in client services and strategic consulting. Today, he serves as Managing Director of our Risk International Benefits Advisory (RIBA) Team. He is responsible for the delivery of high-level client services within the business governance model as well as recruiting, training, and development.
Prior to joining Risk International, Dan spent much of his career in operations and client services within the health, wellness, and incentive management industry. During that time, he created customized programs for employers and health administrators. Dan’s drive for a range of client and industry solutions, as well as his inquisitive approach to new ideas, are a considerable asset to Risk International’s diverse audience.
EDUCATION
B.S. in Education, The Ohio State University (OH)
Randy Weiser
Chief Financial Officer
Randy Weiser
Chief Financial Officer
Randy joined Risk International in 2013 as the Vice President of Finance and Administration. In 2017, he was appointed CFO. His role includes oversight of treasury, financial reporting, planning, and analysis. He is the go-to person for all general administrative matters for the organization. Randy is instrumental in helping leadership identify and solidify major growth opportunities.
Prior to joining Risk International, Randy spent more than 15 years in a variety of senior finance and accounting roles for an array of domestic and multinational companies.
EDUCATION
M.B.A. University of Phoenix (AZ)
B.S. in Accounting, Bethany College (WV)
Michael Winschel
General Counsel,
Executive Vice President -
Risk and Analytics
Michael Winschel
General Counsel, Executive Vice President - Risk and Analytics
Michael Winschel is an accomplished legal professional and business leader with a remarkable track record in driving strategic initiatives, operational excellence, and client advocacy. With a diverse background in law, risk management, and business operations, he consistently delivers significant results as General Counsel and Executive Vice President - Risk & Analytics at Risk International. Michael’s experience and educational background have further enhanced his expertise in managing complex business environments and solidified his ability to provide exceptional client service. He possesses outstanding leadership and management abilities and a strong aptitude for problem-solving and collaboration. Michael’s entrepreneurial mindset, complex negotiation skills, and expertise in risk management position him as a recognized leader in the industry.
After practicing law from 2004 to 2013, Michael transitioned to commercial insurance and risk management when he joined Risk International. His contributions drive growth, implement operational improvements, and ensure compliance with legal and regulatory requirements.
EDUCATION
Harvard Business School, Executive Education, Organizational Leadership
J.D. University of Maryland Francis King Carey School of Law (MD)
B.A. Political Science and Sociology, Case Western Reserve University (OH)
INDUSTRY DESIGNATIONS/MEMBERSHIPS
State Bar of Michigan
Ohio State Bar Association
Associate in Risk Management (ARM)
Join Our Team
Risk International offers a unique opportunity to join us as we redefine the insurance industry. We are always looking for talented and motivated team members who value collaboration and innovation to help our clients manage risk. Our goal is to build a team that offers an abundance of ideas, embraces change, and strives to do what is right, all while establishing a long-term path to success.
