The Insurance Impact of COVID-19
As ex-insider experts who are independent from the industry, we give employers greater command of their benefits, driving superior outcomes with lower risk exposure.
Today’s marketplace is a confusing system of suppliers, intermediaries, and veiled contracts that are not aligned with the best interests of employers and their people.
Employers need an impartial advisor who is ready to go to the mat to protect their interests.
Clients hire us because they are done with the same old tired approach and unacceptable results. They want expert guidance with complete alignment, plus a proven methodology to control benefits costs and value with a level of excellence they bring to every other area of their business.
We make the employee benefits economy work for employers and their people. As a co-fiduciary with no conflicts of interest, we dig deeper than status quo stakeholders ever will to significantly reduce our clients’ Total Cost of Benefits (TCoB).
Use this Value Calculator to create and share a custom business case for investing in Risk International’s Benefits Advisory Service. Enter the information to the right to get started.
We make the employee benefits economy work for employers and their people. As a co-fiduciary with no conflicts of interest, we dig deeper than status quo stakeholders ever will to significantly reduce our clients’ Total Cost of Benefits (TCoB). From our game-changing diagnostic and assessment programs to our unique performance management processes, we’ve helped companies trim millions in health care and benefits costs without compromising the quality of services provided to employees.
The “management” of your benefits program will no longer be dictated by the industry’s product cycle!
(Benefits Excellence System and Tools) is our business optimization framework consisting of performance management processes and technologies that enable employers to achieve superior health care and employee benefits outcomes while reducing plan governance risk.
We hold ourselves to a fiduciary standard—the “highest duty of care” an advisor can provide—and in many cases we are a contractual co-fiduciary to our clients’ Plans, an option available to all clients.
The most comprehensive diagnostic and assessment of benefits spend and services in the market. Powered by our TCoB forensics (Total Cost of Benefits) that uncovers hidden costs which add 20-35%. Sets the stage for moving forward with proven cost reducing, value enhancing strategies.
(Identify-Quantify-Justify) Cost and value assessment of all suppliers—and all intermediaries—including all direct and indirect costs and all supplier compensation sources, and oversight of open and competitive sourcing events to maximize value in benefits procurement.
Inventory, status, and rigorous contract review and redline diligence to ensure terms, provisions, and costs are clear and as advantageous as possible, plus ongoing Contract Cycle Management and value optimization.
(Procure-Provide-Perform) focuses on core dimensions of benefits procurement, provision, and performance measurement for surveillance and continuous optimization with an annual operating plan to maintain savings, prevent leakage, and ensure excellence.
From procurement to contracting to service/product commitments and execution to invoicing accuracy, we hold suppliers accountable for delivering maximal value at the lowest cost with the best service.
Reduces the litigation exposure of Executives, Boards of Directors and Responsible Fiduciaries. With more employee money at risk in today’s Plans, our fiduciary role and performance management process ensures that both the Plan and Participant risk is minimized.
At the client’s request, we can optimize overall benefits management resources and processes and create efficiencies by taking on responsibility for overseeing the program.
We help employers across the U.S.
As ex-insider experts who are independent from the industry, we give employers greater command of their benefits, driving superior outcomes with lower risk exposure.
Today’s marketplace is a confusing system of suppliers, intermediaries, and veiled contracts that are not aligned with the best interests of employers and their people.
Employers need an impartial advisor who is ready to go to the mat to protect their interests.
Clients hire us because they are done with the same old tired approach and unacceptable results. They want expert guidance with complete alignment, plus a proven methodology to control benefits costs and value with a level of excellence they bring to every other area of their business.
We make the employee benefits economy work for employers and their people. As a co-fiduciary with no conflicts of interest, we dig deeper than status quo stakeholders ever will to significantly reduce our clients’ Total Cost of Benefits (TCoB).
Use this Value Calculator to create and share a custom business case for investing in Risk International’s Benefits Advisory Service. Enter the information to the right to get started.
We make the employee benefits economy work for employers and their people. As a co-fiduciary with no conflicts of interest, we dig deeper than status quo stakeholders ever will to significantly reduce our clients’ Total Cost of Benefits (TCoB). From our game-changing diagnostic and assessment programs to our unique performance management processes, we’ve helped companies trim millions in health care and benefits costs without compromising the quality of services provided to employees.
The “management” of your benefits program will no longer be dictated by the industry’s product cycle!
(Benefits Excellence System and Tools) is our business optimization framework consisting of performance management processes and technologies that enable employers to achieve superior health care and employee benefits outcomes while reducing plan governance risk.
We hold ourselves to a fiduciary standard—the “highest duty of care” an advisor can provide—and in many cases we are a contractual co-fiduciary to our clients’ Plans, an option available to all clients.
The most comprehensive diagnostic and assessment of benefits spend and services in the market. Powered by our TCoB forensics (Total Cost of Benefits) that uncovers hidden costs which add 20-35%. Sets the stage for moving forward with proven cost reducing, value enhancing strategies.
(Identify-Quantify-Justify) Cost and value assessment of all suppliers—and all intermediaries—including all direct and indirect costs and all supplier compensation sources, and oversight of open and competitive sourcing events to maximize value in benefits procurement.
Inventory, status, and rigorous contract review and redline diligence to ensure terms, provisions, and costs are clear and as advantageous as possible, plus ongoing Contract Cycle Management and value optimization.
(Procure-Provide-Perform) focuses on core dimensions of benefits procurement, provision, and performance measurement for surveillance and continuous optimization with an annual operating plan to maintain savings, prevent leakage, and ensure excellence.
From procurement to contracting to service/product commitments and execution to invoicing accuracy, we hold suppliers accountable for delivering maximal value at the lowest cost with the best service.
Reduces the litigation exposure of Executives, Boards of Directors and Responsible Fiduciaries. With more employee money at risk in today’s Plans, our fiduciary role and performance management process ensures that both the Plan and Participant risk is minimized.
At the client’s request, we can optimize overall benefits management resources and processes and create efficiencies by taking on responsibility for overseeing the program.
We help employers across the U.S.