Risk International > Services > Actuarial Consulting > Mergers and Acquisitions

Mergers and Acquisitions

Unbiased financial analyses and due diligence are critical in the merger or acquisition of an insurance entity. Regardless if you’re a buyer or seller, our team of actuarial experts can help set a fair price and documented evaluation of the transaction. Among other services, we can:

  • Provide a model of the cash flows of the insurer to be purchased and estimate the net present value of those cash flows for both the buyer and the seller
  • Analyze and compare the statistical results of target insurance companies with industry norms (for severity trend, frequency trend, and loss development) to determine the impact on the value of the proposed transaction
  • Assist the buyer in recognizing the synergies between the buyer’s business plan and the business operations of the target
  • Review the target’s accounting procedures including to evaluate the intrinsic value of the company embedded in the accounting procedures, quantify the hidden value of the intangible assets, and evaluate the adequacy of loss reserves and the unrecognized value of future investment income
Our Programs & Services

What We Do

Our job is making sure your business is adequately protected and that you fully understand the cost of that protection. Losses can come from any number of directions and impact your bottom line in more ways than you may like to admit. Losses sustained as a result of your company not begin able to produce income are typically covered by property insurance. Casualty insurance, on the other hand, is designed to protect you from legal liability and losses caused by injury to other people and their properties. This includes workers compensation coverage.

We offer a broad service offering designed to assist a wide array of clients in implementing and managing successful risk management/insurance programs. Consider the many ways that our insightful analyses could benefit your company or organization.

Captive Insurance Programs & Risk Retention Groups

We help clients efficiently manage and finance their exposures by establishing Captive Insurance Programs and Risk Retention Groups.

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Insurance Company Support

We are able to effectively support insurance companies with an array of services.

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Mutual Insurance

Mutual companies turn to our team when they need help with pricing and reserving.

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Self-Insurance Programs

We can assist with growing companies realizing significant savings through the creation of self-insurance programs.

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State Regulatory Support

We have a long, successful track record of working with State Departments of Insurance, providing insightful analysis in many areas.

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Expert Witness Services

We have assisted in numerous legal proceedings emanating from insurance disputes by providing expert actuarial services.

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Mergers and Acquisitions

Unbiased financial analyses and due diligence are critical in the merger or acquisition of an insurance entity.

Learn More

Contact Actuarial Consulting

CEO, Risk International Actuarial Consulting
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