Risk International > Services > Actuarial Consulting > Captive Insurance Programs & Risk Retention Groups

Captive Insurance Programs & Risk Retention Groups

We provide innovative and alternative solutions to help clients efficiently manage and finance their exposures by establishing Captive Insurance Programs and Risk Retention Groups.

Essentially, a captive insurance company is a wholly owned insurance subsidiary of an organization/company that insures all or part of the risks of its parent. Captives are often formed by companies when business insurance for a certain commercial risk is either unavailable or unaffordable through traditional insurance markets. A Risk Retention Group is an alternative risk transfer mechanism that is owned by its members and spreads risk and financial results among members for third-party liability coverages only.

Our team will complete a comprehensive study to address overall costs, optimum retention levels, and capital and surplus requirements. Plus, we can recommend a team of service providers who will assist with program formation, implementation and management of your Captive Insurance Company. Once it’s operational, we’ll recommend adequate insurance reserves.

Our Programs & Services

What We Do

Our job is making sure your business is adequately protected and that you fully understand the cost of that protection. Losses can come from any number of directions and impact your bottom line in more ways than you may like to admit. Losses sustained as a result of your company not begin able to produce income are typically covered by property insurance. Casualty insurance, on the other hand, is designed to protect you from legal liability and losses caused by injury to other people and their properties. This includes workers compensation coverage.

We offer a broad service offering designed to assist a wide array of clients in implementing and managing successful risk management/insurance programs. Consider the many ways that our insightful analyses could benefit your company or organization.

Captive Insurance Programs & Risk Retention Groups

We help clients efficiently manage and finance their exposures by establishing Captive Insurance Programs and Risk Retention Groups.

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Insurance Company Support

We are able to effectively support insurance companies with an array of services.

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Mutual Insurance

Mutual companies turn to our team when they need help with pricing and reserving.

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Self-Insurance Programs

We can assist with growing companies realizing significant savings through the creation of self-insurance programs.

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State Regulatory Support

We have a long, successful track record of working with State Departments of Insurance, providing insightful analysis in many areas.

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Expert Witness Services

We have assisted in numerous legal proceedings emanating from insurance disputes by providing expert actuarial services.

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Mergers and Acquisitions

Unbiased financial analyses and due diligence are critical in the merger or acquisition of an insurance entity.

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Contact Actuarial Consulting

CEO, Risk International Actuarial Consulting
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