Captive Insurance Programs & Risk Retention groups

We provide innovative and alternative solutions to help clients efficiently manage and finance their exposures by establishing Captive Insurance Programs and Risk Retention Groups.

Essentially, a captive insurance company is a wholly owned insurance subsidiary of an organization/company that insures all or part of the risks of its parent. Captives are often formed by companies when business insurance for a certain commercial risk is either unavailable or unaffordable through traditional insurance markets. A Risk Retention Group is an alternative risk transfer mechanism that is owned by its members and spreads risk and financial results among members for third-party liability coverages only.

Our team will complete a comprehensive study to address overall costs, optimum retention levels, and capital and surplus requirements. Plus, we can recommend a team of service providers who will assist with program formation, implementation and management of your Captive Insurance Company. Once it’s operational, we’ll recommend adequate insurance reserves.


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Brian Johnson

Brian Johnson,

ACAS, MAAA, ARM

CEO and Consulting Actuary

Direct Contact Information

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